Upstart

Extracted Attributes

• Sector

  Financial Services / Credit Services

• Founded

  2012

• Key People

  Paul Gu (CEO)

• Core Product

  AI-powered lending marketplace

• Headquarters

  San Mateo, California, United States

• Stock Symbol

  NASDAQ: UPST

Timeline

• Upstart was founded as an online lending marketplace. (Source: LinkedIn Company Page)

  2012

Upstart

Upstart or upstarts may refer to: HMS Upstart, a Royal Navy U-class submarine Upstart (company), an online lending marketplace Upstart (software), a process management daemon used in several operating systems. Upstart (sculpture), a public art work at the Lynden Sculpture Garden near Milwaukee Upstart (horse), winner of the Dicken Medal Angelic Upstarts, British punk band Upstarts (comics), a group of comic book characters Upstarts (film), a 2019 Indian film The Upstarts, a 2017 book by Brad Stone The Upstart, a 1998 novel by Catherine Cookson Upstart Associates, an artists' studio formed by four well-known comics artists

Web Search Results

• Upstart - The AI lending marketplace redefining how America borrows.

  Upstart (NASDAQ: UPST) is the leading AI lending marketplace, connecting millions of consumers to more than 100 banks and credit unions that leverage Upstart’s AI models and cloud applications to deliver superior credit products. With Upstart AI, lenders can approve more borrowers at lower rates while delivering the exceptional digital-first experience customers demand. More than 90% of loans are fully automated, with no human intervention by Upstart. Founded in 2012, Upstart’s platform includes personal loans, automotive retail and refinance loans, home equity lines of credit, and small-dollar “relief” loans. Upstart is based in San Mateo, California. Upstart Network, Inc. NMLS #936133 | All mortgage lending conducted by Upstart Mortgage, LLC. NMLS #2443873 nmlsconsumeraccess.org [...] Upstart (2d): Our yearly employee event, Upstart Live, is designed to be something teams carry with them afterward. It brings clarity to where we’re headed, strengthens connections across the company, and gives teams the momentum to move forward together. This year, under the theme “Lock In,” we reinforced our commitment to focus, alignment, and execution - all for the benefit of our customers. As CEO Paul Gu said: “We all have limited time and attention, and every decision we make either moves the product forward for our customers or holds us back.” Read more about Upstart Live, our employee experience, and open roles over on the Careers blog: [Likes: 110, Comments: 3]; Upstart (3d): The traditional model for determining someone's creditworthiness doesn't paint the full picture. As Paul [...] people to get money for the moments that matter. [Likes: 275, Comments: 1]

• Upstart Holdings, Inc. (UPST) Stock Price, News, Quote & History

  + New on Yahoo - Yahoo Scout - Creators - Tech - Local [...] + News - Today's news - US - Politics - World - Weather - Climate change - Health - Science - Originals - Newsletters - Games + Life - Health - Parenting - Horoscopes - Shopping - Food - Travel - Autos - Gift ideas - Buying guides + Entertainment - Celebrity - TV - Movies - Music - How to Watch - Interviews - Videos + Finance - My portfolio - News - Markets - Research - Community - Personal finance - Videos - AlphaSpace + Sports - Fantasy - NFL - NBA - MLB - NHL - College football - College basketball - Soccer - Betting - Yahoo Sports AM + New on Yahoo - Yahoo Scout - Creators [...] Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California. www.upstart.com 1,405 ### Full Time Employees December 31 ### Fiscal Year Ends Financial Services ### Sector Credit Services ### Industry More about Upstart Holdings, Inc. ### Recent News View More All News Earnings Calls Press Releases SEC Filings View More

• Upstart Powered Loans: Personal, Car Refinance & Consolidation

  7. As of 3/31/2026, across the entire Upstart marketplace. 8. This type of loan within the Upstart platform is a short term loan with no interest and an origination fee that makes up the APR calculation. Representative example of payment terms for this type of loan is as follows: a borrower receives a loan of $1,000 for a term of 12 months, and an origination fee of $205, for an APR of 35.95%. In this example, the borrower will receive $1000 and will make 12 monthly payments of $100.44. 9. Minimum annual income required to be eligible to apply is $12,000. [...] ### What is a personal loan? An unsecured personal loan is money borrowed from a lender that is not secured by property such as a house or car over a fixed period of time. While most loans through Upstart are unsecured, certain credit unions may place a lien on other accounts you hold with the same institution. There may be an option to secure your personal loan through Upstart with your vehicle, which will require a lien to be placed on the vehicle. It is important to review your promissory note for these details before accepting your loan. ### What is a car refinance loan? A car refinance loan is a new car loan that usually replaces your current loan from a different lender. Refinancing your car loan can help you save money by lowering your APR or by reducing your monthly payments. [...] 3. The majority of unsecured loan applicants on the Upstart marketplace are able to receive an instant decision upon submitting a completed application, without providing additional supporting documents, however final approval is conditioned upon passing the hard credit inquiry. Loan processing may be subject to longer wait times if additional documentation is required for review. 4. If you accept your loan by 5pm EST (not including weekends or holidays), your funds will be sent on the next business day. When the funds will be available to you will depend on your bank’s transaction processing time and policies.

• UPSTART Definition & Meaning - Merriam-Webster

  link icon link icon link icon verb noun # upstart ## verb How to pronounce upstart (audio) next intransitive verb upstart ## noun How to pronounce upstart (audio) How to pronounce upstart (audio) ## Synonyms of upstart Noun ## Examples of upstart in a Sentence ## Word History Verb 14th century, in the meaning defined above Noun 1555, in the meaning defined at sense 1 ## Rhymes for upstart ## Browse Nearby Words ## Cite this Entry “Upstart.” Merriam-Webster.com Dictionary, Merriam-Webster, Accessed 2 Jun. 2026. ## Kids Definition upstart ## More from Merriam-Webster on upstart Nglish: Translation of upstart for Spanish Speakers Subscribe to America's largest dictionary and get thousands more definitions and advanced search—ad free! ## More from Merriam-Webster [...] ### Strange Words for Body Functions ## Games & Quizzes Play Quordle: Guess all four words in a limited number of tries. Each of your guesses must be a real 5-letter word. Play Blossom: Solve today's spelling word game by finding as many words as you can using just 7 letters. Longer words score more points. Play Missing Letter: a crossword with a twist. Each of the 25 puzzle words start with a different letter of the alphabet. Which letter is missing? mailbox-with-lots-of-letters Learn a new word every day. Delivered to your inbox! © 2026 Merriam-Webster, Incorporated [...] ## More from Merriam-Webster #### Word of the Day #### crux Listen to the pronunciation of crux See Definitions and Examples » Get Word of the Day daily email! ## Popular in Grammar & Usage ### 5 Verbal Slip Ups and Language Mistakes ### On ‘Suffice It to Say’ ### Regarding the Incorrect Use of 'Decimate' ### Is that lie 'bald-faced' or 'bold-faced'? ### The Difference Between 'i.e.' and 'e.g.' ## Popular in Wordplay ### Ten Words Ending with a Silent ‘T’ ### Strange Words for Body Functions ### Where does 'curiosity killed the cat' come from? ### What to Call the Inept, Incompetent, and Inferior ### The Words of the Week - May 29 ## Popular ### 5 Verbal Slip Ups and Language Mistakes ### Ten Words Ending with a Silent ‘T’ ### Strange Words for Body Functions

• Error | Credit Karma

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• Instance Of

  Q4167410