Ripple

Extracted Attributes

• Founded

  2012

• Founders

  Jed McCaleb, Chris Larsen, David Schwartz, Arthur Britto

• Legal Status

  SEC lawsuit concluded in favor in 2025

• Core Technology

  XRP Ledger (XRPL), RippleNet, On-Demand Liquidity (ODL)

• Corporate Focus

  Cross-border payments, digital asset custody, stablecoins

• Total XRP Supply

  100,000,000,000 XRP

• Native Cryptocurrency

  XRP

Timeline

• Ripple (originally OpenCoin) is founded and the XRP Ledger is launched. (Source: https://www.coinbase.com/price/xrp)

  2012-01-01

• The long-standing SEC lawsuit against Ripple concludes in the company's favor. (Source: https://finst.com/en/learn/articles/what-is-ripple-labs)

  2025-01-01

• A US$19 billion liquidation event drives bearish sentiment across the crypto market, impacting XRP valuation. (Source: https://calebandbrown.com/blog/what-is-xrp/)

  2025-10-10

• The University of Nicosia's Mastering Web3 MOOC, supported by Ripple's academic initiatives, begins its Spring session. (Source: https://www.linkedin.com/company/ripple)

  2026-02-09

Ripple

Ripple may refer to:

Web Search Results

• Ripple (XRP) Price USD Today, News, Charts, Market Cap | Coinbase

  Ripple is a private technology company that develops payment and liquidity solutions, some of which use the XRP Ledger. While Ripple helped promote XRP’s use in enterprise systems, it does not control the ledger, which operates as a decentralized, open-source network. When XRP launched in 2012, a portion of the total supply was allocated to Ripple to fund development and encourage adoption. Ripple’s activities, such as partnerships and technical contributions, can influence public perception of XRP and occasionally coincide with movements in the XRP price and the broader visibility of Ripple in the market. [...] The XRP Ledger was created in 2012 by David Schwartz, Jed McCaleb, and Arthur Britto as a blockchain optimized for speed and low energy use. That same year, Chris Larsen joined the team to co-found Ripple, a company aimed at building payment solutions that leverage the ledger. At launch, the full supply of 100 billion XRP was created, with a portion allocated to Ripple to help fund development and drive adoption. Over the years, the ledger has undergone protocol upgrades, community-led initiatives, and integrations with financial institutions. XRP’s fixed supply, lack of mining, and alternative consensus model distinguish it from many other cryptocurrencies. Historical milestones, such as partnerships or network enhancements, are often referenced in XRP news and may help explain long-term [...] XRP is the native digital asset of the XRP Ledger, an open-source, decentralized blockchain launched in 2012 to enable fast and low-cost value transfers. The ledger includes a built-in decentralized exchange, native token creation, and an account-based model, making it a flexible platform for financial tools and digital asset solutions. While often associated with Ripple, the technology company that helped promote its adoption, XRP operates independently on the permissionless XRP Ledger. Transactions on the ledger typically settle in seconds and require minimal fees, which are paid in XRP. These features make it appealing for developers, financial institutions, and payment providers building blockchain-based solutions. Many users track the XRP price and the XRP to USD rate to follow

• Ripple (TV series) - Wikipedia

  Ripple is an American television drama series created by Michele Giannusa. The eight-episode season premiered on Netflix on December 3, 2025, starring Ian Harding, Julia Chan, Sydney Agudong, Frankie Faison, Vanessa Smythe, and Robert Bazzochi. ## Premise [edit&action=edit&section=1 "Edit section: Premise")] Set in New York City, Ripple follows four strangers (Nate, Kris, Aria and Walter) whose lives become intertwined after several chance encounters with one another. Beyond the struggles of daily life, each character is grappling with their own personal issues, from poor health and career doubts to family loss, grief and more. After the characters come together, they lean on one another to get through their challenges. ## Cast [edit&action=edit&section=2 "Edit section: Cast")] [...] Danny Waugh as Dr. Ross Jasmine Ward as Carrie Shanice Johnson as Celia, Walter's sister Bayean Hoffman as young Walter Roy Lewis as Pastor Michael [...] | Original release | | Network | Netflix | | Release | December 3, 2025 (2025-12-03) |

• Ripple

  lending flows on XRPL using single asset vault for pooling RLUSD & lending protocol for fixed loan terms. Demo coming soon. ⚡️ [Likes: 298, Comments: 5]; Ripple (5d): Today we're announcing exciting enhancements to Ripple Custody. With enterprise-grade security, real-time compliance, and institutional staking, we’re making it faster and easier for banks, regulated institutions, and fintechs to deploy digital asset custody at scale. This announcement includes two exciting new partnerships: ➡️ Secure, flexible key management with Securosys ➡️ Institutional-grade staking with Figment , without the need to run validators or add operational complexity. Together, these capabilities reflect Ripple’s continued momentum in custody, delivering a scalable stack designed to reduce friction and [...] now enabling institutions to access onchain derivatives liquidity through Hyperliquid , the high-performance decentralized derivatives protocol, in a streamlined and secure way. Customers can also efficiently cross-margin crypto with all asset classes supported by our prime brokerage platform. As institutional participation in DeFi accelerates, Ripple Prime is committed to providing scalable access to next-generation trading infrastructure while preserving the controls, transparency, and capital efficiency that our clients demand. [Likes: 611, Comments: 20]; Reece Merrick (1w): Ripple is proud to support Billiton Diamond and Ctrl Alt in tokenizing over AED 1 billion ($280M) of certified polished diamonds on the XRP Ledger. This initiative is a perfect example of how Ripple’s technology [...] delivering a scalable stack designed to reduce friction and shorten time-to-market while supporting real-world production use cases. [Likes: 876, Comments: 23]; Ripple (1w Edited): Customer Profile: Bitso The problem → Slow, expensive cross-border payments The solution → Ripple Payments powered by RLUSD and XRP Bitso is transforming LATAM settlement with Ripple’s regulated stablecoin: ➡️ Near-instant U.S.–LATAM flows ➡️ Regulated, USD-denominated liquidity ➡️ No more costly pre-funding Real-world utility. Institutional scale. [Likes: 473, Comments: 5]; Institute For the Future (IFF) (1w Edited): 🚀 University of Nicosia ’s flagship Mastering Web3 MOOC returns for Spring 2026 (starts 9 February)! Running since 2014 and trusted by 150,000+ learners across 120+ countries, it is one of the

• What is XRP (Ripple)? A Beginner’s Guide

  Circulating supply control: Compared to other crypto projects, which may release coins through mining or other methods, Ripple has more influence over the value of XRP, choosing when more coins are released. With Ripple controlling over 55% of the total XRP supply, one could argue that Ripple is the principal market maker for XRP, using the sales of the asset to maintain the XRP Ledger and Ripple’s other technologies. With Ripple controlling over 55% of the total XRP supply, is not far from plausible to some. [...] While the end of 2025 and early 2026 saw bearish sentiment across the crypto market, particularly driven by the US$19 billion liquidation event on October 10, it also means many cryptocurrencies are potentially undervalued and could see upside should the right market conditions and catalysts prevail. ## Are Ripple and XRP the same? When talking about XRP, one might often hear it used interchangeably with Ripple. However, the two are quite different. Ripple is a company that provides a blockchain-based digital payment network for its users. XRP is the crypto asset that facilitates payments on this network. XRPL is the software ledger where transactions with XRP are recorded. [...] Technically centralised: XRP was created and released by the privately-owned Ripple. The network also has a lower-than-average validator count. A low validator count is often correlated with higher centralisation, leading some to believe the blockchain is more centralised than decentralised. Additionally, Ripple, not network participants, decides whether validators are deemed trustworthy. Although the company uses blockchain technology, many argue that it still operates as a centralised entity. This goes against the core philosophy of most decentralised blockchains.

• What is Ripple Labs and what does it mean for XRP? | Crypto Academy

  ## How does RippleNet work? RippleNet is Ripple Labs’ system that connects networks of financial institutions across the globe. Its goal is to make international payments easier, without the delays and high costs associated with the traditional SWIFT system. Ripple Labs uses a technology called On-Demand Liquidity (ODL), which temporarily uses XRP as a bridge currency between two national currencies. > Example: > If a bank wants to send euros to Mexico, RippleNet converts the euros into XRP. It then sends them via the blockchain and converts them back into pesos in Mexico. This entire process happens within seconds. With RippleNet, banks no longer need to hold large sums in foreign accounts, freeing up more liquidity and reducing costs. [...] ## Final thoughts Ripple Labs has evolved into an influential player that bridges the gap between traditional banking and blockchain. Instead of replacing the current system, Ripple collaborates with financial institutions to make international payments faster, cheaper, and more efficient. With RippleNet and XRP as a bridge currency, the company offers a powerful alternative to the slow SWIFT system. Despite criticism about XRP’s centralization and the long SEC lawsuit, which concluded in Ripple’s favor in 2025, the company remains a pioneer in integrating blockchain into the global financial system. [...] ## Who are the founders of Ripple Labs? Ripple Labs was founded in 2012 by Chris Larsen and Jed McCaleb, two pioneers in the fintech sector. Larsen was an experienced entrepreneur who saw opportunities to improve inefficiencies in international banking systems. McCaleb, who had previously helped found the crypto exchange Mt. Gox, brought technical expertise in blockchain technology. McCaleb left Ripple relatively early and later founded Stellar (XLM).

• Instance Of

  Q4167410