US
The United States, Robinhood's primary market. The company faces significant regulatory hurdles in the US for innovations like tokenizing private shares.
First Mentioned
9/16/2025, 6:11:13 AM
Last Updated
9/16/2025, 6:15:13 AM
Research Retrieved
9/16/2025, 6:15:13 AM
Summary
The United States (US) is a federal republic in North America, characterized by its vast geography and diverse population. It operates with a complex, multi-layered regulatory environment for financial technology (fintech), involving both federal and state oversight. While this landscape presents challenges, the U.S. government, particularly the current White House administration, aims to foster innovation and provide regulatory clarity. This commitment is exemplified by the recent enactment of the GENIUS Act, which establishes a comprehensive federal framework for payment stablecoins, mandating 1:1 reserve backing and strict consumer protection and anti-money laundering rules. This approach seeks to balance encouraging fintech innovation with ensuring financial stability and consumer safety, despite facing opposition from critics like Senator Elizabeth Warren regarding consumer protection.
Referenced in 1 Document
Research Data
Extracted Attributes
Capital
Washington, D.C.
Location
North America
Geography
Varied, with mountains in the west, a broad central plain, and low mountains in the east
Official Name
United States of America
Area Size Rank
Fourth largest country in the world
Economic Power
World's greatest economic power (measured by GDP)
Economic System
Advanced mixed economy
Bordering Oceans
Atlantic Ocean, Pacific Ocean
Legislature Type
Bicameral (House of Representatives, Senate)
Number of States
50
Cultural Influence
Worldwide impact, major source of entertainment (TV, Hollywood, jazz, blues, rock, rap music)
Type of Government
Presidential constitutional federal republic, representative democracy
Bordering Countries
Canada, Mexico
Fintech Policy Goal
Regulatory clarity and support for innovation
Government Branches
Legislative, Executive, Judicial
Advocacy for Fintech
Relaxation of accreditation standards (by Vlad Tenev)
Population Size Rank
Nearly the third largest in the world
Federal Capital District
Washington, D.C.
Population Characteristics
Diverse, nation of immigrants
Economy Contribution (2023)
Over 15% of the global economy
Regulatory Approach (Fintech)
Balance innovation with financial stability and consumer protection
Stablecoin Regulatory Framework
GENIUS Act (federal framework)
Regulatory Environment (Fintech)
Complex, with federal and state oversight
GENIUS Act Stablecoin Requirements
1:1 reserve backing with liquid assets, strict AML and consumer protection rules
Federal Regulators Engagement (Fintech)
Active engagement, innovation offices, exploring regulatory sandboxes (not currently in place)
Current White House Administration Stance (Fintech)
More open to innovation (according to Vlad Tenev)
Timeline
- Founding Fathers draw up new constitution for United States of America. (Source: BBC News)
1787
- The federal capital region, District of Columbia, was created. (Source: Britannica)
1790
- France sells Louisiana territories to USA. (Source: BBC News)
1803
- Resistance by indigenous peoples was crushed as immigration from Europe assumed mass proportions, with settlers moving westwards. (Source: BBC News)
19th Century
- US acquires vast tracts of Mexican territory in the wake of the Mexican War. (Source: BBC News)
1846-1848
- Supporters of Donald Trump stormed the Capitol in Washington DC in a bid to prevent the peaceful transfer of power. (Source: BBC News)
2021-01
- The U.S. government enacted the GENIUS Act, establishing the first comprehensive federal framework for regulating payment stablecoins. (Source: Summary, Document cb6a54f6-b186-431d-8529-64f278d2af25)
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- Attention Required! | Cloudflare
This website is using a security service to protect itself from online attacks. The action you just performed triggered the security solution. There are several actions that could trigger this block including submitting a certain word or phrase, a SQ...
- Fintech Laws and Regulations Report 2025 USA
This article dives into fintech laws in the USA, discussing the current landscape, regulation, funding, non-financial regulation, technology and more.
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- United States - Wikipedia
The United States of America (USA), also known as the United States (U.S.) or America, is a country primarily located in North America. It is a federal republic of 50 states and a federal capital district, Washington, D.C. The 48 contiguous states border Canada to the north and Mexico to the south, with the semi-exclave of Alaska in the northwest and the archipelago of Hawaii in the Pacific Ocean. The United States also asserts sovereignty over five major island territories and various [...] The U.S. national government is a presidentialconstitutional federal republic and representative democracy with three separate branches: legislative, executive, and judicial. It has a bicameral national legislature composed of the House of Representatives (a lower house based on population) and the Senate (an upper house based on equal representation for each state). Federalism grants substantial autonomy to the 50 states. In addition, 574 Native American tribes have sovereignty rights, and [...] Several terms redirect here. For other uses, see United States (disambiguation) "United States (disambiguation)"), America (disambiguation) "America (disambiguation)"), US (disambiguation) "US (disambiguation)"), USA (disambiguation) "USA (disambiguation)"), and The United States of America (disambiguation) "The United States of America (disambiguation)"). | United States of America |
- United States: Introduction - globalEDGE
The United States is a country located in North America, bordering the Atlantic Ocean and Pacific Ocean. Neighboring countries are Canada and Mexico. The geography of the United States is varied, with mountains in the west, a broad central plain, and low mountains in the east. The government system is a constitution-based federal republic with a strong democratic tradition; the president is the chief of state and head of government. The United States has an advanced mixed economy in which there [...] is a variety of private freedom combined with centralized economic planning and government regulation. United States is a member of the Asia-Pacific Economic Cooperation (APEC) and the North American Free Trade Agreement (NAFTA).
- United States | History, Map, Flag, & Population | Britannica
United States, country in North America, a federal republic of 50 states. Besides the 48 conterminous states that occupy the middle latitudes of the continent, the United States includes the state of Alaska, at the northwestern extreme of North America, and the island state of Hawaii, in the mid-Pacific Ocean. The conterminous states are bounded on the north by Canada, on the east by the Atlantic Ocean, on the south by the Gulf of Mexico and Mexico, and on the west by the Pacific Ocean. The [...] United States is the fourth largest country in the world in area (after Russia, Canada, andChina). The national capital is Washington, which is coextensive with the District of Columbia, the federal capital region created in 1790. [...] The United States is the world’s greatest economic power, measured in terms of gross domestic product (GDP). The nation’s wealth is partly a reflection of its rich natural resources and its enormous agricultural output, but it owes more to the country’s highly developed industry. Despite its relative economic self-sufficiency in many areas, the United States is the most important single factor in world trade by virtue of the sheer size of its economy. Its exports and imports represent major
- United States | National Geographic Kids
The United States of America is the world's third largest country in size and nearly the third largest in terms of population. Located in North America, the country is bordered on the west by the Pacific Ocean and to the east by the Atlantic Ocean. Along the northern border is Canada and the southern border is Mexico. There are 50 states and the District of Columbia. [...] Throughout its history, the United States has been a nation of immigrants. The population is diverse with people from all over the world seeking refuge and a better way of life. The country is divided into six regions: New England, the mid-Atlantic, the South, the Midwest, the Southwest, and the West. European settlers came to New England in search of religious freedom. These states are Connecticut, Maine, Massachusetts, New Hampshire, Rhode Island, and Vermont. [...] The United States of America is the world's third largest country in size and nearly the third largest in terms of population. ### GEOGRAPHY Please be respectful of copyright. Unauthorized use is prohibited.
- United States country profile - BBC News
One of the world's most developed countries, the US economy accounted for over 15% of the global economy in 2023, and its hard power and cultural influence have worldwide impact. In recent years, the US has seen increasing political polarisation, most notably in January 2021 when supporters of Donald Trump stormed the Capitol in Washington DC in a bid to prevent the peaceful transfer of power, following his defeat in the 2020 presidential election. [...] The country is also a major source of entertainment: American TV, Hollywood films, jazz, blues, rock and rap music are primary ingredients in global popular culture. The United States originated in a revolution that separated it from the British Crown. The constitution, drafted in 1787, established a federal system with a division of powers that has remained little changed since its inception. [...] 1787 - Founding Fathers draw up new constitution for United States of America. 1803 - France sells Louisiana territories to USA. 19th Century - Resistance by indigenous peoples crushed as immigration from Europe assumes mass proportions, with settlers moving westwards. 1846-48 - US acquires vast tracts of Mexican territory in wake of Mexican War including California and New Mexico.
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