Rolling Real Estate Crisis

Extracted Attributes

• Primary Sector

  Commercial Real Estate (CRE)

• Financial Strategy

  Pretend and Extend (delaying foreclosures to avoid realizing losses)

• Specific Market Focus

  Distressed Office Market

• Impacted Financial Institutions

  Regional Banks and Pension Funds

Timeline

• The Rolling Real Estate Crisis is analyzed in depth during episode E165 of the All-In podcast, highlighting the distress in the office market and the 'pretend and extend' tactics used by banks. (Source: fa6f8fa4-15ac-4405-9c29-3a4f4cfa393c)

  2024-02-09

• The crisis continues to unfold as regional banks manage high-interest rates and declining occupancy in commercial office spaces. (Source: fa6f8fa4-15ac-4405-9c29-3a4f4cfa393c)

  2024-01-01

Real estate

Real estate is a property consisting of land and the buildings on it, along with its natural resources such as growing crops (e.g. timber), minerals or water, and wild animals; immovable property of this nature; an interest vested in this (also) an item of real property, (more generally) buildings or housing in general. In terms of law, real relates to land property and is different from personal property, while estate means the "interest" a person has in that land property. Real estate is different from personal property, which is not permanently attached to the land (or comes with the land), such as vehicles, boats, jewelry, furniture, tools, and the rolling stock of a farm and farm animals. In the United States, the transfer, owning, or acquisition of real estate can be through business corporations, individuals, nonprofit corporations, fiduciaries, or any legal entity as seen within the law of each U.S. state.

Web Search Results

• Real-estate bubble

  In some schools of heterodox economics, notably Austrian economics and Post-Keynesian economics, real estate bubbles are seen as an example of credit bubbles (pejoratively speculative bubbles), because property owners generally use borrowed money to purchase property, in the form of mortgages. These are then argued to cause financial and hence economic crises. This is first argued empirically – numerous real estate bubbles have been followed by economic slumps, and it is argued that there is a [...] By 2006, most areas of the world were thought to be in a bubble state, although this hypothesis, based upon the observation of similar patterns in real estate markets of a wide variety of countries, was subject to controversy. Such patterns include those of overvaluation and, by extension, excessive borrowing based on those overvaluations. The U.S. subprime mortgage crisis of 2007–2010, alongside its impacts and effects on economies in various nations, has implied that these trends might have [...] In attempting to identify bubbles before they burst, economists have developed a number of financial ratios and economic indicators that can be used to evaluate whether homes in a given area are fairly valued. By comparing current levels to previous levels that have proven unsustainable in the past (i.e. led to or at least accompanied crashes), one can make an educated guess as to whether a given real estate market is experiencing a bubble. Indicators describe two interwoven aspects of housing

• 30+ Years of Bay Area Real Estate Cycles - Compass

  The 2008 San Francisco Bay Area real estate crash was not caused just by a local affordability crisis: It was triggered by macro-economic events in financial markets which affected real estate markets across the country. It is important to note that in the past (certainly going back at least 50 years), major corrections to Bay Area home prices did not occur in isolation, but parallel to national economic events (though the 1989 earthquake, which occurred just before the national recession [...] Below is a look at the past 30+ years of San Francisco Bay Area real estate boom and bust cycles. Financial-market cycles have been around for hundreds of years, from the Dutch tulip mania of the 1600's through today's speculative frenzy in digital-currencies. While future cycles will vary in their details, the causes, effects and trend lines are often quite similar. Looking at cycles gives us more context to how the market works over time and where it may be going -- much more than dwelling [...] years of a new recovery commencing, previous peak values (i.e. those at the height of the previous bubble) are re-attained -- among other reasons, there is the recapture of inflation during the doldrums years. In this current recovery, those homes hit hardest by the subprime loan crisis -- typically housing at the lowest end of the price scale in the less affluent neighborhoods, which experienced by far the biggest bubble and biggest crash -- are appreciating quickly now, and just beginning to

• How Fast Does Financial Turmoil Affect the Real Estate ...

  The 2008 Global Financial Crisis: This was a perfect storm where housing itself was at the center of the chaos. Home prices started falling within months as job losses mounted and borrowers couldn’t pay their mortgages. Defaults skyrocketed, foreclosures spread, and demand dried up. [...] You might wonder, ‘How quickly does one ripple in the economy turn into waves crashing down into real estate?’ It’s not overnight. But effects can appear surprisingly fast depending on the crisis. The Real Estate Market: Slow to React, But Not Immune Unlike stocks or cryptocurrencies that nosedive within hours, real estate reacts more slowly. Housing and investment properties take their time. Why? [...] Here’s where things get interesting. Financial instability doesn’t just knock politely at the real estate market’s door—it barges in through multiple entry points: 1. Credit Crunch: Banks and mortgage providers tighten lending rules when they’re feeling shaky. Suddenly, those easy-to-get mortgages disappear, and buyers either can’t qualify or have to settle for more expensive debt (if they or their investment property even qualifies). Demand drops, and prices start sliding.

• America's Housing Collapse Has Begun — No One Can Sell ...

  housing collapse, housing market 2025, America housing crisis, homes not selling, real estate crash, economic collapse, cost of living crisis, inflation 2025, housing bubble burst, economic crisis, recession warning, financial collapse, home prices falling, buyers disappearing, real estate market slowdown, mortgage crisis, American economy, housing market crash, America’s Housing Collapse Has Begun — No One Can Sell Their Home, America’s Homes ARE NOT SELLING in 2025, The housing collapse has [...] America’s housing collapse has begun, and homeowners across the country are discovering that their homes simply are not selling. In today’s video, we break down why the 2025 housing market has frozen, why buyers have disappeared, and how inflation, high interest rates, and the ongoing cost of living crisis are pushing millions of Americans into financial hardship. Homes are sitting on the market for months with no offers, price cuts are happening nationwide, and the real estate slowdown is [...] up a lot longer these days? Across America, families are listing their homes for sale and nothing's happening. Offers are not rolling in, the buyers are not showing up, and the market feels completely frozen in a lot of areas. Things that used to sell within a week are now taking months to sell. Maybe you guys can help me because I'm super confused. I haven't got an offer on this listing at all. And I don't know why. Everything in this house is phenomenal. Maybe you can tell me why. Here we go,

• The 2026 Housing Market - Where We Go From Here

  sales in the last year have been through a real estate agent or broker. And you could see that's kind of flat um dating back to really as we were coming out of the GFC. So, the great financial crisis, the GFC or the housing crash, depending on where you are, really started in like 2005. And depending on who you were, if you were a builder, seller, you started experiencing the crash in 2005. I know I did. Headlines the Baltimore Sun paper said the overpriced Baltimore housing market. instantly [...] home prices sort of froze and started to to decline. But because there was such loose lending practices and you could get so many different types of loans and so many investors were investing in real estate before the crash. We didn't see the peak of pricing in existing home sales till about 2006. By 2008, we had a complete blood bath and we didn't really start seeing the recovery till about 2013. So, when we're looking at the the dip there where people weren't using agents to uh buy a house, I